Stablecoins Go Mainstream: 90% of Institutions Now Onboard or Exploring Use

A seismic shift is underway in institutional finance as stablecoins transition from niche experiments to Core operational tools. Fireblocks’ survey of nearly 300 executives reveals an industry at an inflection point—90% of traditional banks, fintechs, and payment platforms are either deploying or preparing to implement stablecoin solutions.

The data paints a picture of accelerating adoption: nearly half of respondents already leverage stablecoins for payments, with the remainder in active pilots or planning stages. Only 10% remain unengaged, signaling near-universal recognition of stablecoins’ strategic value beyond mere cost reduction.

This institutional momentum coincides with growing state-level Bitcoin exposure in the U.S., creating parallel adoption curves for both store-of-value and transactional crypto assets. Legacy payment systems appear increasingly inadequate as digital asset infrastructure matures.